Fisgard Capital Corporation (FCC)

Portfolio Summary & Performance

8.47% FCC Net Cash Return 3rd Quarter 2024

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Portfolio Summary | Dividend Track Record | Quarterly Returns | Mortgage Investments

DISCLAIMER: ​​
*Before investing, read Fisgard’s Offering Memorandum which details risk (FCC). Mortgage investments are not guaranteed, returns may fluctuate, and past performance may not be repeated.
**Net Annualized Cash Return is exactly what Fisgard investors receive after deduction of all expenses. The rate of annualized return has been rounded to the nearest one hundredth decimal position
.

Portfolio Summary

The ranking or priority of the portfolio has a significant weighting of first or senior residential mortgages. Individual mortgages will not exceed a 75% loan-to-value ratio at origination.

As of March 31st, 2024, Fisgard Capital Corporation’s investment portfolio was comprised as follows:


Type of AssetMarch 31, 2023
(Unaudited)
December 31, 2023
(Unaudited)
September 30, 2023
(Unaudited)
June 30, 2023
(Unaudited)
March 31, 2023
(Unaudited)
December 31, 2022
(Audited)
Mortgages$296,281,247.94$288,819,503$288,874,405$275,289,630$258,331,860$281,003,148
Cash($7,204,796)$1,449,049$2,503,041$4,685,552$4,644,366$4,502,509
Other Current Assets$18,698$20,964$20,471$22,378$24,071$25,700
Less: Provisions($1,120,249)($1,234,129.73)($957,953)($950,974)($862,126)($879,212)
Less: Demand Operating Loan$0($11,442,259.56)($13,435,413)($21,889,231)($17,538,824)($46,069,316)

Dividend Track Record

Fisgard’s performance figures are based on its popular five-year term investment. These are NET annualized returns after all costs have been deducted. You can see what our investors have received in cash dividends as well as the growth they’ve experienced by reinvesting their dividends.

Dividends and Investment Growth

Investment PeriodNet CashNet Growth*Accumulated Investment*
Last Year7.190%7.386%$10,739
Last 3 Years6.485%6.646%$12,129
Last 5 Years6.319%6.472%$13,683
Last 7 Years6.041%6.181%$15,217
Last 10 Years5.729%5.855%$17,666
* Based on Fisgard’s 5-year investment
* Denotes reinvestment of dividends. Accumulated investment is based on a $10,000 investment at the beginning of the investment period.
* Data as of 31-Dec-
2023

Quarterly Returns since 2004 (5-Year Term)

Year1st Qtr2nd Qtr3rd Qtr4th QtrNet Annualized
Cash Return
Net Annualized
Growth Return
20248.000%8.634%8.470%8.368%8.634%
20236.400%6.810%7.300%8.2500%7.190%7.386%
20225.000%5.250%5.750%6.200%5.550%5.667%
20215.000%5.750%7.500%8.613%6.716%6.887%
20205.350%5.350%7.000%7.750%6.363%6.516%
20195.340%5.400%5.000%7.370%5.778%5.904%
20185.250%5.250%5.370%6.405%5.569%5.686%
20175.000%5.000%5.250%5.250%5.125%5.224%
20165.000%5.000%5.000%5.000%5.000%5.095%
20155.000%5.000%5.000%5.000%5.000%5.095%
20145.000%5.000%5.000%5.000%5.000%5.095%
20135.000%5.000%5.000%5.000%5.000%5.095%
20125.013%5.000%5.000%5.000%5.003%5.098%
20115.310%5.503%5.000%5.000%5.203%5.306%
20105.120%5.210%5.300%5.218%5.212%5.315%
20097.000%5.876%6.020%5.102%6.000%6.136%
200810.047%10.000%9.000%8.000%9.262%9.588%
200710.589%10.528%10.381%10.400%10.474%10.893%
200611.070%10.827%11.000%11.000%10.974%11.434%
200511.350%11.345%11.147%11.300%11.285%11.772%
200411.472%11.571%11.666%11.500%11.285%12.062%
* Data as of 30-Sep-2024

Mortgage Investments

Mortgage Investment Overview
Number of Mortgages556
Dollar volume of mortgage assets$304,724,250
Dollar volume of 1st mortgages$294,234,507
Dollar volume of 2nd mortgages$10,489,743
Average Mortgage Term (in months)12.5
*Data as of 30-Jun-2024

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