Rafer’s professional career, starting in 1989, includes field and executive experience in real estate (marketing, assessment, property management, project management, development and construction) mortgage financing, banking and investments. A graduate of the British Columbia Institute of Technology, Rafer’s early experience includes positions with one of Canada’s largest credit unions and a Canadian chartered bank.
Sharing approval processes and working with Fisgard’s Mortgage Portfolio Manager, Rafer participates with Fisgard’s executive team developing and implementing time-sensitive mortgage investment guidelines and monitoring real estate values, emerging legislation and economic trends.
Rafer is particularly prominent amongst Fisgard’s trusted mortgage managers and investors in the syndicated mortgage speciality where his practical experience, conservative approach, risk assessment knowledge and reliability are highly respected.
Rafer is a noted work-out manager, successfully deploying such vehicles as special-purpose Limited Partnerships to resolve complex mortgage difficulties. Over three decades of executive and on-the-ground experience Rafer has honed an array of skills that are regularly called into play by lenders, brokers, borrowers and investors.